Kei The Mortgage Guy

Kei The Mortgage Guy

New York Mortgage Expert

Branch Manager / Loan Originator - NMLS# 1740248

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Popular New York Home Loans Which loan is right for YOU?

First Time Homebuyers New York

FHA Home Loans New York New York

FHA home loans are popular among New York first-time homebuyers due to low down payment and credit requirements.

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Conventional Home Loans New York

Conventional Home Loans New York New York

A conventional(fixed-rate mortgage) is a popular type of home financing in New York because it offers predictability for your budget.

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Jumbo Mortgages New York

Jumbo Mortgages New York New York

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

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Current New York Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.25%
1W Change 0.00%
APR2.952%
1W Change 0.02%
Last Updated: 12/02/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.96%
1W Change 0.00%
APR4.081%
1W Change 0.00%
Last Updated: 12/02/2020

VA Loan Purchase - 30 Year Fixed

Rate3.44%
1W Change 1.12%
APR3.763%
1W Change 1.24%
Last Updated: 12/02/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Kei The Mortgage Guy to receive a personalized rate for your specific situation.

Current New York Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.27%
1W Change 0.01%
APR3.017%
1W Change 0.01%
Last Updated: 12/02/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.89%
1W Change 0.12%
APR4.019%
1W Change 0.12%
Last Updated: 12/02/2020

VA Loan Refinance - 30 Year Fixed

Rate3.73%
1W Change 0.71%
APR4.165%
1W Change 0.74%
Last Updated: 12/02/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Kei The Mortgage Guy to receive a personalized rate for your specific situation.

More from Zillow

5.00 Rating ∙ 2 Reviews on Zillow

Incredible and awesome

tiffanywright01 - 02/24/2020

When the walls was closing in and i only had a peephole to look through (KEI)came in and saved my life my world he was my superman ..... I cant thank him enough and the team he worked with the struggle was real and we made it through i recommend KEI again and again cause he gets the job done....

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Kei Kullberg - New York New York

THE BESTTT!!

esadsrdanovic - 11/11/2019

I couldnt be happier with the service i got from Kei , he worked completely hard and didnt make me feel that things were not getting done. Thanks to him i get to move my family into a new home!

Loan Type Other
Loan Purpose Refinance
Loan Program 30 Year Fixed
Mortgage services provided by Kei Kullberg - New York New York

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

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Kei The Mortgage Guy

1117 Main St.
Fishkill, New York 12524
(845) 238-7673
NMLS# 1740248
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